What is Loaf Markets?

Loaf Markets is a luxury property trading platform that delivers institutional-grade liquidity to the world's most exclusive properties. Built by engineers from NASDAQ, IMC, and Citadel, Loaf tokenizes ultra-luxury real estate as on-chain real-world assets (RWA) and trades them on a central limit order book with built-in market-making via Loaf Liquidity.

What is Loaf Liquidity?

Loaf Liquidity is Loaf Markets' proprietary market-making engine that ensures there is always a buyer and always a seller for every listed property. It enables instant execution and settlement in one second, eliminating the 30–90 day settlement periods and 30–40% liquidity penalties of traditional property transactions.

What is an Initial Property Offering (IPO)?

An Initial Property Offering (IPO) is Loaf Markets' process for bringing a luxury property on-chain for the first time. Similar to a stock IPO, it allows investors to participate in the initial offering of tokenized property shares, which can then be traded on the Loaf Markets exchange with full liquidity.

How does tokenized real estate trading work on Loaf?

Loaf Markets tokenizes luxury properties as on-chain real-world assets (RWA) on the Base network. Each property is fractionalized into tradeable tokens listed on a central limit order book (CLOB). Investors can buy and sell property tokens instantly with institutional-grade liquidity, starting from as little as $100.

Scaling Physical RWA’s to millions with Arbitrum

Today, Loaf is announcing its collaboration with Arbitrum to accelerate the migration of billions of dollars of physical assets on chain.

It is a strategic decision ahead of Loaf's public beta launch, as we expand access to a community growing from tens to hundreds of thousands. The move secures the best experience for our traders, and taps into deep pools of institutional liquidity already on arbitrum.

“When the world was chasing all different things in crypto, Arbitrum has been this convergence of the best DeFi primitives with the best TradFi builders looking to come on chain. That's always been our name of the game." – said AJ Warner, CSO of Offchain.”.

Loaf has also accepted a grant from the Arbitrum Foundation.

The mission

Property is the largest asset class on earth, but almost none of it has ever traded on a live market.

Loaf is building live, continuous markets for the world's most ambitious, yet gated physical assets, starting with luxury property and extending to AI and energy infrastructure and everything the physical world holds.

It begins with the instrument: a new class of derivative providing exposure to physical assets, built on a Deferred Purchase Agreement (DPA) and paying a Dynamic Coupon, a financial innovation pioneered by Loaf. Structured with Baker McKenzie, it realises Robert Shiller's 1993 proposal of perpetual futures on illiquid real assets. The instruments are then traded on institutional-grade infrastructure, from the exchange to our novel liquidity systems.

On-chain infrastructure

Everything that trades is settled on-chain, alongside every flow of funds in our ecosystem. That infrastructure must not only hold up on speed and security, it must have room to scale.

Loaf is moving to Arbitrum to build on rails already securing more than ten billion dollars, and to tap the fastest and deepest DeFi ecosystem of any L2: an established base of traders and institutional participants, from the desks of on-chain finance to names like Franklin Templeton and Robinhood, and a community of builders we expect to be growing alongside for years.

The future

The full Loaf vision requires hundreds of thousands of transactions per second across many markets. Loaf Markets was founded on the belief that markets with assets where anyone can invest, trade, and speculate in real time is fundamentally more inclusive and more exciting than one where we cannot. We are excited to be building toward it with Arbitrum.

More coming VERY soon. Join the waitlist.